Category / Personal Finance

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  • My Experience With A Time Share Presentation

    Yes, it happened. My wife and I agreed to attend a time share sales pitch. If you know me personally you’re probably wondering why I decided to sell-out on just about everything I believe in when it comes to personal finance but keep reading. I think you’ll like this story. What’s a Time Share? None…

  • The Real Story on the Lease Vs. Buy Debate

    First, if you want to eliminate the complexities of the lease vs. buy question, it’s pretty simple: pay cash for the car. By paying cash you eliminate any interest payments and regardless of what happens in the future, you own the car. You’re paying with money you already have versus money you’re assuming you’ll have…

  • Pay Cash Or Lease Your Next Cell Phone?

    Have you ever tried to figure out what you should do with your cell phone? Pay for it in cash? Get another 2-year contract? Get into something called a Next or Edge plan? What’s the best way to get a phone and sign up for cell service with the best value? Notice the Word, “Value”…

  • Retirement

    How Much Should I Save for Retirement?

    Let me be blunt: If you don’t know the answer to this question, you’re setting yourself and your family up for potential disaster. If you don’t know the goal, you can’t set up a plan to reach it. If you don’t have enough money when you’re no longer able to work, you face a potential…

  • budgeting

    READER QUESTION: Budgeting

    A reader wrote in and asked how to make a budget. Here was my private response to them. I removed anything about the person’s individual financial situation.

  • Here’s Why The Internet is so Dangerous

    Too many people underestimate the danger of the Internet. Here’s how to keep your money and your family safe.

  • How Does a Non Working Spouse Prepare for Retirement?

    If you’re a non working spouse, it’s dangerous to rely on your husband or wife to carry the load into retirement. How do you prepare for retirement even though you’re not working?

  • The Right Way to Financially View Children

    Call me a guy, tell me something is seriously wrong with my thinking, and tell me I’m totally missing the point in this but I’ve always wondered why people don’t put more thought into the financial considerations of having kids.

  • e-mail

    Don’t Send So Much E-mail

    The average employee spends 28% of their workweek or 13 hours per week sending/responding to e-mail. If you feel you’re too busy during your week, here’s a great place to get some time back.

  • What’s The Deal With Build My Kingdom?

    Build My Kingdom is about helping you build your financial kingdom through education and encouragement. You don’t have to be a financial expert; you just have to know the right questions to ask, have a reasonable idea of the right answer, and put that knowledge to work through good decisions and sacrifice.